Oh hello there, and happy holidays, and happy Thursday. It is 12:17pm as I write these words on an airplane. Lloyd is on a different airplane, but I'm sure if he were here he'd tell me to keep the description shorter than this. I tend to ramble on, but the truth is, it's been a long time since I've talked to you, so I'm a little nervous, and I tend to ramble on when I'm nervous. Most of what I want to say and tell you about is covered in this video, but I'm certain I've missed some things, so if you have any questions, ask away in the comments. We'll do our best to answer as many things as possible. Good to see you, and see you again soon. -np