Jimmy finally receives a settlement check from an accident that totaled his car and left him in a neck brace. Having an extra $20,000 leaves the whole family dreaming about what they could spend it on. Disregarding what the kids or Donna would want, Jimmy decides to join the posh country club instead, thinking the whole family could enjoy the high class amenities. However, once the family gets there, they realize there are a lot of rules that come with the place. Rules they don't like.