"Old Lady Lloyd" is believed to be a very wealthy woman, but she is actually living in poverty in her mansion. Sara befriends Miss Lloyd and wants to help her. Sylvia Gray, a friend of Olivia's visiting Avonlea, is the daughter of Miss Lloyd's former beau, who Miss Lloyd has never forgiven. Young Miss Gray has a magnificent singing voice, and Miss Lloyd, after a long conversation with Peg Bowen, walks through a thunder storm to get her cousin, with whom she has not spoken in years, to finance the young woman's career. The lesson is about forgiveness.