After MIU has transferred the debt from LIN to SONG, SONG suddenly shows up saying that he has already moved from the hotel. To facilitate the future settlement, MIU persuades him to rent the flat next to hers. SONG thus gets to know MIU’s father CHUNG-CHAI. SONG gets LIN a job in a noodle restaurant. LIN explains to others that SONG used to be a business partner of her late husband HO MAN- TIN and that he has been looking out for her family in every possible way ever since the disappearance of TIN. MIU forces SONG to settle the arrears during the night. TIN’s mother SIU-CHIU shows SONG’s passbook to MIU secretly, hoping that this will make her understand how poor SONG really is. MIU has pressed a debtor so badly that he is about to jump off a building. SONG has witnessed everything and gives MIU a severe telling-off for being too cruel, eventually offering the debtor a perfect opportunity to slip away……