After spending his first night living in his car, Steve wakes up in an impound lot, his car having been towed while he slept in it. If he wants his car back he needs to raise $200 to cover the tow. To raise the money, Steve sneaks into his wife Lori's house and steals it from his daughter Kate's room. When Lori discovers what Steve has done, she is livid. To repay Kate, Steve takes a job as a day laborer, picking worms. But when he tries to negotiate a collective bargaining session on behalf of his worm picking colleagues, he gets them all fired. In retaliation, they attack Steve and damage his car.