JENNY intends to cheat SHING's money. CHUN requests SHING to repay his debt. She is also bothered with her small flat renovation. SHING borrows a counterfeit watch from SHEUNG for ON. CHUN is angry at SHING who got money but does not repay his debt. ON loses face in front of his friends because of the counterfeit watch. ON feels that SHEUNG is bad. CHUN pretends that the loan-shark has harrassed herself. SHING does not want to involve CHUN into trouble and intends to see the loan-shark. CHUN knew that she has created a big trouble. Fortunately, she stops SHING in time. TUNG invites KI to a boat trip. KI thinks thoroughly and refuses TUNG. However, she misunderstands that SHEUNG is using CHI to keep her. HING loses a wooden box. He rewards forty hundred thousand to find the box. CHUN finds the box. FIAT accuses CHUN and MON are in league. In order to wash off the disgrace, MON promises not to charge HING. CHUN is mad.