A staff member has been disqualified by the Office of the Commissioner of Insurance after a debt collector showed up at the company. It turns out that the staff member has lost a fortune in the stock market. TAN is frightened when TIM tells the team the story at a meeting. PO takes out her term deposits to help TAN out. It does not take long for ON to discover that the $200,000 in his joint account with PO has been withdrawn. TAN confesses to her family that she run into debt after gambling her money away. Once again, YAN gets hot under the collar. As per YI’s request, WAH, though unwillingly, agrees to give TAN a helping hand. TAN is returning the $50,000 PO has lent her when WAH appears and offers to lend her money. PO believes ON will be very happy when he knows that TAN has returned their money. On the contrary, he blames her. FONG finds it strange that WAH is willing to help TAN get through her financial difficulty.