The neighbors discover that SHAN climbs out of her window and they misconceive that she wants to commit suicide because of her failure in the stock market. CHU tries to lend money to SHAN so that she could hire a caretaker for her son. CHU also recommends SHAN to work in the hair salon. SHAN’s case is reported in the newspaper which affect the reputation of CHUNG’s securities firm drastically and TING decides to shut down the firm. CHUNG loses his job and he resorts to drink. He meets CHUN on the street and CHUN tries to console him by bringing him to the beach. After talking to CHUN for the whole night, CHUNG decides to start it all over again. He wants to work as a taxi-driver but his car crashes on the first day while giving his family members a free ride and all of them are injured. KING visits them and he lends 100 thousand dollars to CHU for emergency family expenses……