ALLY is furious that NICK doesn’t offer her any explanation on FEI’s claims. TING reminds NICK of the importance of choosing the right girl. NICK is sick of FEI’s pester. FUNG mistakes him for bullying his mother and throws hamburgers at him. Man stops him. Loan sharks call the Home demanding FEI to pay the loans. Concerned with FUNG’s safety, MAN goes to pick him up from his school but bumps into a gang of debt-collectors. FEI drives FUNG away from the scene, and turns to NICK for money. NICK again declines. MAN calls FUNG and learns that FEI is taking him to find TUNG. She asks NICK to join her at TUNG’s school. The rascals give chase and beats TUNG up. NICK arrives to save FEI et al from immediate danger and gets beaten up himself. The police arrive to take the rascals away. NICK suggests FEI to declare bankruptcy and make TUNG a guardian of FUNG. MAN and NICK’s intimacy makes ALLY distasteful……