KUEN borrowed money for stock speculation. He also intended to take over CHOI’s property. CHEONG was dangerously ill. The doctor asked LAI to prepare psychologically. HIM and FAI found FUN was looking pale. They were worried. LAI supported FAI of entering the interior design competition. KUEN lost money and was dunned for debt. KUM also lost in stock market. KUEN looked for CHOI. He discovered CHEONG’s passbook and got something in his mind. FAI received bad news of FUN. He left HIM a message and went to see her. FAI encouraged FUN waiting for HIM to come. However, HIM looked for MAN and talked because he understood FUN would ask for his forgiveness. He still could not let off easily. FUN requested FAI not to blame HIM and was dying with regret in his arms. HIM was very sad of knowing FUN’s death. He finally pulled himself out from pain. LAI discovered there was only several cents left in CHEONG’s passbook……