MA KEUNG, LAI-SHEUNG and CHI-LEI go to shopping in the food market. CHI-LEI is surprised to discover that MA KEUNG is very popular. FU-YUNG stops MA KEUNG on the street for she wants MA KEUNG to help repairing her electric switchboard. While delivering some soup to MA KEUNG, LAI-SHEUNG learns that CHUNG BIU, WING-HUNG and FEI are trying to get an advanced salary. LAI-SHEUNG feels that the three staffs are taking advantage of MA KEUNG. After being chased by LAI-KEUNG in front of everybody, CHUNG BIU borrows money from the credit company to return money to MA KEUNG. MA KEUNG agrees to borrow money to CHUNG BIU again secretly by using another name and contact number. After getting payment from mainland China, MA KEUNG is shocked to see LAI-SHEUNG waiting for him at the train station. He therefore uses SMS to communicate with CHUNG BIU. CHI-YAN and CHI-LEI suspects that MA KEUNG is committing adultery……