Cruz tells Augusta and Julia it looks like arson. Phyllis forgot to make a home insurance payment for Gina. Hank the fireman and his wife adopt Buck and Hallie. A tearful Augusta calls Lionel to tell him that the house burned down and that nothing was salvageable. Augusta tells Gina there will be no partnership. Julia gives Gina the bad news about the insurance policy lapsed and she is responsible for everything. Laura figures a way that she can stay longer in the sanitarium. Eden and Cruz find Derek in the cave with the box from his childhood.