Derek tells Eden and Cruz about his life in the orphanage. Phyllis admits she took the check out of the envelope and mailed the policy without the check. Phyllis tells Gina that she invested 150 thousand of Gina's money with Sy. Annie finds Laura with a nurse's uniform. Laura tells Annie to give her back the nurses uniform and that Annie does not want to make Laura angry. Kelly tells Eden to stay out of her personal life. Phyllis hears from Sy that all the money is gone. Craig finds a familiar wrist band.