Thankam notifies Lilly that a young woman from the Microfinance bank is scheduled to arrive today to collect the chit funds. Thankam is anxious upon learning that Sister Sulu failed to repay Thankam with the necessary funds, as she doesn't have money, leaving her unable to pay the full amount to the young woman. Subsequently, the young woman arrives at Thankam's residence to collect the chit funds. In response, Thankam decides to assume Lilly's identity, informing the young woman that Thankam (who's actually Lily), has stepped out for an errand and will return late in the evening. However, the young woman insists on receiving the complete payment before leaving. How will Thankam manage to settle the total amount with the young woman? Stay tuned for further developments!