As the economy struggles, many Americans are suffering financially and find themselves without extra cash in hand. Dr. Phil's guests say their money is maxed out, and they're tired of supporting their adult children too. Ardy and Brian say their household expenses have pushed the limits ever since Ardy's 25-year-old son, Jason, moved in. Ardy says he's lazy, unmotivated and acts like a 10-year-old. So why does she continue doling out dollars? Brian says Jason's selfish ways have gone too far, and he wants to evict the young man. You won't believe Jason's excuses. Will these parents decide to pull the plug on their ATM? Then, Maurice and Sharon say they want the best for their 24-year-old daughter, Samantha, and 21-year-old son, Jonathan, but providing for them has put them in the red to the tune of $100,000. Sharon says she'll be paying off the debt until she's 84! Do the brother and sister have a good reason for needing Mom and Dad's help, or are they living beyond their means? Dr. Phil sends the siblings back to school to learn elementary money lessons. Will they come away with a new outlook for their financial future? And, financial expert Susan Beacham shares her top money lessons to teach your children ... starting when they're kids.