Griffin and Erica work out a financial deal to move into Griffin's house on a landlord-tenant basis -- thus giving Hilton and Ruth back their privacy – only to have Griffin's house accidentally burn to the ground. Hilton's visions of spending romantic evenings alone with Ruth are over before they've even begun. And, when Erica and Griffin realize that everything destroyed in the fire was either borrowed, rented or on loan, they decide it's time to grow up and start taking ""ownership"" of their lives.